Wildfire Prevention in Renton, WAWildfires occur every year and summer season is also known as fire season. Each year millions of acres across the country are scorched by both nature as well as human caused fire. By knowing how to minimize losses, human caused fires can drastically decrease with the proper education. Use these simple steps.

Equipment or toys can spark a wildfire

Lawn mowers, weed-eaters, chain saws, welders, tractors, dirt bikes, and more can all cause sparks. Don’t mow dry grass or weeds. When you are maintaining your yard, avoid dry yard debris buildup.

If you are using a tractor, dirt bike or welder, avoid driving or using your welder near dry grass or brush.

Keeping your Home Safe from Wildfire Damage

Use fire-resistant building material for your home.

The roof and exterior surface need to be composed of non-combustible or fire resistant materials. This would include brick, stone, aluminum, tile, sheet iron, asphalt or slate. If your home is composed of wood or cedar, consider this a risk. Homes that are located in especially fire prone areas can escape damage by being entirely built of concrete and stone.

Maintain Your Roof

When your roof is filled with leaves, pine needles, branches, moss, you are increasing your risk for wildfire damage. Be sure to avoid letting these items collect on your roof.

Keep your Property Free of Dead Plants or Trees

Tree branches should be kept to a height of 15 feet.  Also, be sure tree branches aren’t near your chimney. If a branch is within 10 feet of the flue opening of the stove or chimney, remove it.

Keeping things like sheds and wood piles at least 30 feet away from your home helps reduce the chances of a fire jumping from one structure to the next.

It is important to understand the limits of your insurance policies as many natural disasters like floods or earthquakes require a special insurance policy while wildfires are generally covered under the comprehensive portion of a homeowner’s insurance policy. The price of the policy may be higher if you live in an area that is prone to yearly fires or if a fire station is far away.

If you have questions about your home, auto or renters insurance, call the insurance agents at Eastside Insurance Services in Renton, WA. They have years of insurance experience and can help you insure everything from your home to your auto or motorcycle. They live where you do and are an independent insurance agent, so they can help you find the right company to fit your needs. You can also check out their website, 24/7.

Two Ways to Construct a List

Why You Should Keep A Home Inventory Checklist for your Renton, WA homeFor most of us, we won’t have to experience a disastrous home loss such as a flood, fire, earthquake or other disaster. That doesn’t mean any of us should be less prepared for such an event should one occur. Preparing a home inventory can be a large task, but taking the time to do so can make a difference of thousands of dollars when it comes to your claims settlement as well as simple ease of processing your claim.

For many of us, where we live symbolizes us and what is in that house symbolizes our lives. Our belongings represent our memories, personal style and even investments that hold significant value such as art.  When you add up how much all of your personal items are worth, it can be a substantial figure into the many 10s of thousands of dollars or more.

Home insurance claims from disasters such as flood or fire are traumatic. A home inventory checklist can help you remember quickly what items you had. Would you recall exactly how many pairs of jeans you had and what brand they were? Would you recall how many pairs of shoes you had or what brands they were? What about art? Could you recall the name of the artist and how much you paid for it?

Taking the time to inventory your home can be useful in the event of theft or damage to the contents of your home. Keep track of your items with this easy to use chart! You can even attach photos of your items and quickly send this chart to your insurance agent to help speed up the claims process. Another way to document is with a thorough video or video series. Be sure to store your home inventory checklist in a safe place like in the cloud.

The good news is your insurance agent likely gave you sufficient coverage for your personal property. If you feel like you need more, be sure to tell your agent. Home, renters and condo insurance policies typically come standard with this coverage.

If you have questions about your home, auto or renters insurance, call the insurance agents at Eastside Insurance Services in Renton, WA. They have years of insurance experience and can help you insure everything from your home to your auto or motorcycle. They live where you do and are an independent insurance agent, so they can help you find the right company to fit your needs. You can also check out their website, 24/7.

 

Prevent a Costly Fire in your Home by Following Proper Space Heater SafetySpace Heater Safety

Space heaters are undeniably a convenient and efficient way to heat some spaces including garages, bedrooms and workspaces like shops or offices areas. But, an often overlooked fact with space heaters is the dangers that they may catch nearby items on fire.

The U.S. Consumer Product Safety Commission reports that the number of residential fires caused each year by portable space heaters exceeds 25,000 annually. Furthermore, an estimated 300 people are killed annually by fires caused from space heaters being used improperly. In addition to fires being started, thousands of people each year receive hospital treatment to treat burns caused by improper use or handling of space heaters.

When using a space heater, regardless of type, it is important to follow the manufacturer’s safety and operational instructions.

Some things to consider when purchasing a space heater are:

  • Will you need to vent the space (propane heaters or kerosene heaters)
  • Does the unit you’re purchasing carry the “Underwriter’s Laboratory (UL) label?
    • The UL is a global independent safety science company with more than a century of innovating safety solutions from the public adoption of electricity.
  • Does the unit have a built in thermostat to control the temperature?
  • Does the unit have a safety feature that will disable it if it tips over?
  • Will your unit be able to be placed away from flammable material and away from children and pets?
  • Never leave your space heater unattended or running over night.

 

The proper use of a space heater can provide you with a great solution to heating a space and being energy efficient in your home. Be sure to properly use the space heater and avoid leaving it unattended or in an area where children might play.

If you have questions about your home or renters insurance, call the insurance agents at Eastside Insurance Services in Renton, WA. They have years of insurance experience and can help you insure everything from your home to your auto or motorcycle. They live where you do and are an independent insurance agent, so they can help you find the right company to fit your needs. You can also check out their website, 24/7.